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Frequently Asked Questions Related to Car Finance and Bad Credit

These are answers to some commonly asked questions about automotive financing services we offer. If you have additional questions that are not listed below, please feel free to contact us. We look forward to resolve your car loan queries as well provide financing for your dream car purchase!

No. Applying through AutoLoanBadCreditToday will give you a chance to see your options before you buy. A local dealership will call you with your car loan options to tell you how much car loan that you qualify for. There is no commitment if you change your mind.
Absolutely not! Our car loan application service is 100% free with no additional costs or fees like some less reputable car loan sites might try to apply. Your actual car loan may have fees associated with it, but you will be able to review and approve or disapprove those before you accept the terms of the car loan.
Your car loan interest rate, or APR (Annual Percentage Rate), depends on many factors: the year... is it a new car loan or a used car loan?, model, and mileage of the purchased vehicle, the number of months over which you pay off your car loan, the amount of your down payment (if any), your current credit situation... do you have good credit... no credit... bad credit?, and the amount you will be borrowing. Once you have submitted your car loan application, an auto finance specialist will be in touch to give you more details within 48 hours or less usually.
Your car loan payment is also influenced by many of the same factors your car loan Interest Rate is influenced by. The automobile finance professionals in our network of auto dealers and lenders specialize in matching the payment you are trying to target with the best possible vehicle, so that you do not buy more car than you will be able to afford. The last thing we want to do is talk you into a huge car payment you won't be able to make.
It may be hard to believe, but, many of our auto financing customers can drive away with their new car with absolutely low down payment. Yes, depending on your credit and payment history, you can get a car loan with low down-payment, even a bad credit car loan. Our network of auto financing professionals will make sure that you get the best loan for your unique situation, one that you can afford now and later.
If you submit your car loan loan application Monday through Friday during normal business hours, you will usually be contacted the same day. However it could take up to 2 or 3 days before you are contacted about your online car loan application in some cases.
Now we are offering auto refinancing with free quote and flexible payment terms.
Yes! AutoLoanBadCreditToday uses Secure Sockets Layer (SSL) technology supporting up to 128-bit encryption to stop unauthorized parties from seeing or accessing any of your personal car loan application information transmitted to or from our website during your visit. Our servers are housed in a secure physical environment, and our network is secured with state of the art Intrusion Prevention devices.
AutoLoanBadCreditToday network has access to every lender in the USA, period! This includes all auto lenders that offer bad credit car loans or car loans for people with no credit. We have more than 100 combined years of experience bringing car loans to people of all credit types. . If you have a driver's license and a job, we'll have no trouble placing you with the right lender. Remember, car loans are negotiable, just like car prices. Which means there is a car loan available for almost everyone.
Yes. A co-borrower can be part of your car loan. But having a co-borrower means having an equal partner on loan as well as on car. Co-borrower is different from a co-signer.
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